USA Reiki Liability Insurance

USA Reiki Liability Insurance

IARP provides members with information for multiple insurance plan options if members wish to purchase optional Reiki Liability Insurance. Plan information is provided as a convenience for IARP members only and costs for insurance are separate and paid directly to the insurance providers. IARP does not sell insurance and is not compensated by the insurance companies or insurers. Coverage information was supplied by the insurers. IARP does not recommend a coverage amount, policy, or company and does not provide advice on these. IARP neither endorses nor promotes any insurer and provides information on insurance plans for informational purposes only for members. These programs have been made available to IARP members and it is entirely your decision if you wish to purchase insurance.

Reiki Insurance Plans Available Include:

Basic descriptions for informational purposes are found below.

USA Practitioner/Teacher Plan:
This plan is $145 for 12 months and provides coverage if you practice and teach part-time 6 hours/week or less. It is designed for practitioners who have a home-based business and it follows you anywhere in the US wherever you practice and teach. This plan is also available as a full-time plan for $205 on the same application.

The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
PROFESSIONAL (similar to ‘Malpractice’) & GENERAL (‘Slip and Fall’) LIABILITY $2,000,000 / $3,000,000

Also includes:
PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY: Protects you against suits involving libel, slander, or wrongful invasion of privacy.
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000 Protects you from suits arising from sexual harassment or sexual abuse.
NO DEDUCTIBLE

Modalities Covered:
Reiki
Bodywork (as a broad category)
Yoga
Pilates (mat-based)
T’ai Chi
Qigong

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds (places of employment, hospitals, etc.)


USA Reiki Center Plan:
This plan is by quote based on your specific needs and provides coverage if you practice full-time and have a Reiki Center/Wellness Business/Studio. You can cover your employees on this plan also.

The policy has $2,000,000 of coverage per occurrence / $4,000,000 coverage aggregate for:
COMPREHENSIVE GENERAL (‘Slip and Fall’) / PROFESSIONAL LIABILITY (‘Malpractice’)

Also includes:
PRODUCTS & COMPLETED OPERATIONS LIABILITY
PERSONAL INJURY LIABILITY
MEDICAL EXPENSE $2,500
SEXUAL ABUSE LIABILITY $100,000/$300,000
NO DEDUCTIBLE

Modalities Covered:
Reiki
Bodywork (as a broad category)
Yoga / Pilates
T’ai Chi
Qigong
*Martial Arts coverage available at an added cost

The plan covers both practice and instruction and there is no limit to the number of students you teach. You can add Additional Insureds.

Please note that we cannot provide insurance quotes or advice. All insurance plans are purchased separately from the insurance providers.


   
Please Note: IARP provides members with information and applications for multiple insurance plan options if members wish to purchase optional Reiki Liability Insurance. Plan information is provided as a convenience for IARP members and costs for insurance are separate and paid directly to the insurance providers. IARP does not sell insurance and is not compensated by the insurance companies or insurers. Coverage information we provide was supplied by the insurers. IARP does not recommend a coverage amount, policy, or company and does not provide advice on these. IARP neither endorses nor promotes any insurer and provides this for informational purposes only for members. These programs have been made available to IARP members and it is entirely your decision if you wish to purchase insurance.